Title: CODE OF CONDUCT ETHICAL CHARTER AND EDUCATION MANAGEMENT IN NORTH KHURASAN PROVINCE.pdf
Author: BASHE MOGANI
Abstract: In this study, the relationship between six dimensions of Ethical Climate and Organizational Citizenship Behavior were reviewed. In order to evaluate these elements, from the sample of 200 people, through random test of all categories, results from 127 employees were obtained. A sample questionnaire was used for the final evaluation, by applying the Kronbach alpha, rendering the results more credible by the application of the aforementioned tool, in such a way that the alfa kronbach of the Ethical Climate questionnaire stood at 0.832% and the alpha Kronbach of the questionnaire on Organizational Citizenship Behavior stood at 0.637%. The findings have indicated that the Ethical Climate and the Organizational Citizenship Behavior are correlated. Similarly, the Ethical tool value has the least correlation with the Organizational citizenship Behavior and the independent Ethical Climate has no connection with the Organizational citizenship Behavior.
Keywords: Ethical Climate, Organizational citizenship Behavior, Ethical tool value, Independent Ethical Climate. View
Title: MARKET LIBERALIZATION AND DYNAMICS OF DERIVATIVES.pdf
Author: MEHAN YUAO
Abstract: The objective of permitting financial institutions to engage in derivatives is for risk management and not speculation. This discussion paper gives a brief overview of the short history of derivatives in China, the present derivatives available and discusses the pros and cons of derivatives. The conclusion is China need derivatives but it has to be firmly regulated.
Keywords: Derivatives, China, Risk Management, Price Discovery, Regulation. View
Title: QUALITY MANAGEMENT OF CURRICULUM CONTENTS AND ACADEMIC PERFORMANCE OF UNIVERSITY UNDERGRADUATES IN SOUTH SOUTH GEOPOLITICAL ZONE.pdf
Author: UKWUIJE, R. P. AND OBARO ROSEMARIA CHINYERE, PhD.
Abstract: This study examines Quality Management of Curriculum Contents and Academic Performance of University Undergraduates in the South-South Geopolitical Zone. The general belief that the quality of academic performance of undergraduates in the universities is low, gave reason for this study. One research question and one hypothesis were used for the study. Descriptive survey design with a population of 5,686 academic and administrative staff of universities in the South-South geopolitical zone of Nigeria was adapted. Stratified random sampling technique was used to draw a sample size of 1200 respondents from the population. The instrument used was tagged Quality Management for Enhanced Academic Performance Questionnaire “(QMCCPQ)” which was validated and test-retest method used to determine the reliability index of 0.86. Mean and rank order statistics were used for the analysis of research question while z-test was used to test the hypothesis. The finding of this study reveals that if quality management of curriculum contents is put in place, using indigenous curriculum content that deals on entrepreneurship and in line with the National Policy on Education, academic performance of undergraduates in the universities will be enhanced to a great extent. Based on the findings, the researchers recommend among others that, adopting practical orientated curriculum content, and teaching with the 21st century information technology curriculum content will enhance academic performance of undergraduates to a great extent. View
Title: SELF HELP CREDIT RISK MANAGEMENT AND MICROFINANCE INSTITUTIONS IN KENYA.pdf
Author: CERI RUWA
Abstract: The success of individual MFIs in credit risk management is largely reflected in the proportion of delinquency’s loans to gross lending. External and internal economic environments are viewed as critical drivers of loan delinquency occurrence. In this regard, this empirical analysis investigates on external factors, MFIs and self-help groups’ (SHGs) specific factors, to establish which of these factors significantly affects loan delinquency performance in MFIs in Kenya. The study used primary data. The study target population comprised 49 MFIs registered by Association of Microfinance Institutions of Kenya (AMFIK). A survey research design was used and a census of the 49 MFIs was taken. The data was collected through a self-developed structured questionnaire and administered to MFIs loan officers for response. Multiple regression analysis was used to establish relationship between loan delinquency and microfinance institutions, self-help groups and external factors in MFIs in Kenya. The estimated regression coefficients and t-values were interpreted. The study found evidence that there exist a positive and significant (β=9.937, t-value 5.016) relationship between loan delinquency and microfinance institutions specific factor. In addition self-help groups specific factor was found positive and significantly (β= 6.090, t-value3.097) related to loan delinquency. Further external factor was found positive and significantly (β = 2.549, t-value 2.069) related to loan delinquency performance in microfinance institutions in Kenya. These results support Dinos & Ashta (2010) and Saloner (2007) findings. The study concludes that microfinance institutions and self-help groups’ specific factors and external factors significantly affect loan delinquency performance among microfinance institutions in Kenya. The study recommends that MFIs portfolios management strategies focus more on the internal causes of delinquency which they have more control over and seek practical and achievable solutions to redress delinquency problems.
Keywords: Loan delinquency, microfinance institutions, self-help groups, external factors, loan portfolio. View
Title: XRAY OF SCIENTIFIC CONTRIBUTIONS TO MODERN ECONOMIC ENTERPRISES.pdf
Author: SELAVIVE GOMAFILA AND COCIPOLE BOZERY
Abstract: The objective of this research is to investigate the possible ways in order to cope with the difficulties of the company were, that can maintain or reassess the value. Specifically, two solutions will be draw, one that will be referred as “stragiudizionale” and the other “giudizionale”. In order to highlight the possibilities of development of the companies that are experiencing serious economic and financial crisis, present work adopts a literary approach, based on scientific contributions mainly with reference to the crisis of the modern enterprise, its restructuring and especially to its return to value. Through these scientific proposals, the work comes to analyze the possible implications for management. In fact, it is fundamental to invest in a culture aimed to create shared value with all corporate stakeholders. Only in this way the enterprise will be able to successfully dealing with pathological states of crisis or traumatic events. Finally, it seems appropriate to indicate as a limit of the ongoing research, the lack of a quantitative analysis in order to verify the consistency of the results achieved by an analysis that is based on scientific-literary content.
Keywords: Decline, crisis, development, turnaround. View
Title: RELEVANCE OF MUSIC EDUCATION TO THE EDUCATION OF NOMADIC PEOPLE IN NIGERIA.pdf
Author: BERNADETTE CHINEDU UGOCHUKWU, PhD.
Abstract: The value and essence of music in one’s life is very important as it serves human needs in various ways for the social development and its aesthetic values among others. The importance of music in school curriculum cannot be over emphasized; this is because of its significant roles in the society and in the lives of human, as well as sharing the characteristics of the other important school disciplines. The education of every citizen in Nigeria will not be completed if the education of the disadvantaged are not put in place. The disadvantaged include the Nomads whose educational training is very important because of their peculiar life styles (i.e. wandering from one place to another). Government has planned this programme in such a way that it would be beneficial to all nomadic people. In this way, music as a core school subject has to be taught. This paper’s objective is to look at the relevance/importance of music education to the slated education of the nomadic people of Nigeria. A look is taken at who the nomads are in Nigeria, and what sort of life style they live, their education, what music education offers and the relevance of music education in the lives of the nomads. This paper concludes that there is every need for music inclusion in the nomadic school programme having looked at the value and importance of music in school programme. View
Title: ANOTHER EXAMINATION OF THE WORK OF SEWELL (2011).pdf
Author: MOTEVE ANZA
Abstract: The purpose is to investigate the evolution and development of the Efficient Market Hypothesis from its inception as theory of probability to Fama (1965) proposition and revision (Fama, 1970; 1991). It discusses the random walk theory and reports the various research papers that have been written on the subject. This paper also clarifies the debate on the validity of EMH and explains the importance of EMH to finance theory.
Keywords: EMH, history, EMH–Efficient Market Hypothesis. View
Title: EFFECT OF INFLATION REAL INTEREST RATE REAL GDP GROWTH RATE ON GOVERNMENT EXPENDITURE IN AN OPEN MARKET ECONOMY.pdf
Author: BOKALETE SENDELA
Abstract: The aim of this study was to analyse the impact and relationship between national saving rate and some selected determinants of saving namely inflation, real interest rate, real GDP growth rate and Government current expenditure, by using annual data for the period of 1980-2010. The variables in our model are based on well-established economic theory and long standing relationship. Supplemented in a dynamic regression model with the ARMA specification and well specified model; it was found that inflation, interest rate and government expenditures are negatively affecting the national savings rate during the length of this study for the economy of Pakistan.
Keywords: National Savings, Government Expenditures, Real Interest Rate, ARMA. View
Title: TEACHER COUNSELOR COLLABORATION AN ESSENTIAL INGREDIENT FOR ENSURING PROFESSIONAL PRACTICES AND QUALITY ASSURANCE.pdf
Author: TONY OGUWUIKE EKWE, PhD. AND PAT A. NWAMUO, PhD.
Abstract: This present paper discusses the concept of collaboration, teacher and teacher professional practices, counselor and counselor functions and quality assurance. The paper also examines some areas of collaboration between the teacher and counselor. Among others, specific contemporary issues like measurement and evaluation of learning outcomes, curbing examination malpractices and cultism, helping students to select subjects and careers, cultivation of good relationships with fellow students, teachers and parents/home are examined. The paper also discusses how collaboration between the teacher and the counselor will affect the home and how this can result in quality assurance that will help to produce a transformative school environment. Among others, the paper suggests that the counselor must play key roles in proper implementation of quality assurance activities. View
Title: INFLUENCE OF INFORMATION AND KNOWLEDGE ON CONSUMER LOYALTY.pdf
Author: VAARFA PHANA
Abstract: This article examines the influence of information and knowledge on consumer loyalty Independent variable is consumer loyalty in this research that is studied based on three dimensions; united loyalty, branching loyalty and transferring loyalty. Dependent variable is knowledge. Statistical community of research includes LG consumers in Kerman city during interval. Research sample was determined according to Morgan table equal 210 persons. Sampling method of research is simple random method. Data collecting tool was questionnaire which includes two parts; information knowledge and consumer loyalty. To determine the validity and reliability of research variables was used Cronbach, s alpha coefficient. Firstly, completed questionnaires by respondents were collected and extracted raw data needed to describe and test hypotheses by using computer and software and then data was analyzed by Spas software. Finally, they become to use information for this research during two stages. First stage is descriptive analysis and second is inferential analysis which are studied by using Pearson correlation coefficient. Finally, we can speak about acceptance or rejection of each statistical hypothesis. Results showed that there is direct and significant relationship between information knowledge and consumer loyalty.
Keywords: loyalty, information knowledge, united loyalty, transferring loyalty, branching loyalty. View
Title: PERCEPTION OF ADMINISTRATORS ON THE CAUSES OF STAFF LITIGATION IN HIGHER INSTITUTIONS OF LEARNING IN SOUTH SOUTH GEOPOLITICAL ZONE OF NIGERIA.pdf
Author: DAMINABO, DAGOGO A. F.
Abstract: The study empirically examines the perception of university administrators with regards to the causes of staff litigation in the institutions of higher education in the south-south geo-political zone of Nigeria. A survey research design was adopted for the study and a sample of 600 university administrators made up of senior academic and non-academic staff was carefully drawn from the entire population of 9691 administrators in all the government owned universities. The sample selection was done using multistage sampling techniques. One research question was postulated and answered with simple percentage and means. Based on the outcome of the analysis, conclusion was drawn and appropriate recommendations were made to reduce the incidence of litigation in higher educational institutions in Nigeria. The findings indicate that seizure of promotional results, breach of rule of natural justice, late payment of entitlements and abuse of fundamental human rights were responsible for staff litigation.
Keywords: Litigation, infraction, sanction, rule of law, adjudicatory process. View
Title: INTERNATIONALIZATION STRATEGIES AND MARKETING PRACTICES EXAMINATION OF GEMAR.pdf
Author: FAVOUR BRILLA
Abstract: The aim is therefore in the detection of the critical success factors of a manufacturing company located in a small country in the province of Frosinone. After analyzing the main literature on the companies’ evolutionary dynamics, the research approach is based on the analysis of a single case study related to a manufacturing company that, despite being the subject of several generational changes, pursued competitive strategies which favored the creation of value. The analysis shows how the family business represents the “main driver” of the Italian economy. Intuition, tradition, innovation, service, strong sharing culture and values are the basis of “doing business” of Gemar, which is the European leader in the sector. The work is limited to the study of a single case. However, in order to make an overall assessment of the operational implications of the research, it would be appropriate to extend the scope of analysis to companies operating in different sectors. A case study provides fruitful insights and operational ideas to entrepreneurs who intend to face similar challenges. The originality of the work lies in proposing the event of an excellent company which, though small in size, spreads the “Balloon Italian” in the five continents with history and cultural as well as professional heritage, which the Rocca’s intend to preserve and spread in the name of Italian style and innovation.
Keywords: Evolutionary dynamics, innovation, brand, sustainability, internationalization, territory. View