Dr Reiko Journals

Welcome to Reiko Journals

REIKO JOURNALS is an offspring of the REIKO CENTER FOR ACADEMIC RESEARCH AND DEVEVELOPMENT. Its membership comprises of African and American Scholars in various Universities. The center decries the prevalent and perennial poverty and under-development in the sub-Saharan African countries and in the entire third world and designs a vision to provide intellectual potentials development opportunities to strengthen the micro and macroeconomic institutions in such countries....

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2019 Archive

1 Title: FACTORS INFLUENCING BUSINESS SUCCESSION PLANNING AMONG SMES IN TANZANIA.pdf
Author: Chacha Magasi
Abstract: Abstract The study intended to investigate factors influencing business succession planning among Small and Medium Enterprises (SMEs). It assessed how demographic characteriztics, business size, and family related factors influence business succession planning. The research methodology involved surveying 25 SMEs and among 104 interviewed owners/supervisors, only a sample of 88 was analyzed by Chi-square to establish the relationship between independent and dependent variables. The findings show that the higher the age of SMEs owners, the higher the possibility of preparing the business successors. Also, males are associated with more chance of  being involved in business succession planning, the sons having a big chance of being the successors. Furthermore, increase in the level of education of SMEs owners has a positive influence in preparing the successors. Similarly, business size has a positive influence on business succession planning, the bigger business being given the first priority. In contrary, increase in involvement of family members in SMEs has no influence on business succession planning. Lastly, increase in communication among family members has a positive influence on business succession planning. The study concludes that SMEs owners don’t prepare the business successors while still energetic. It further concludes that gender has an effect on business succession planning and that the owners who have low level of education die with their businesses because they rarely prepare the successors. The study recommends that the owners of SMEs should prepare the right business successors in time to make their businesses remain sustainably. Key words: Business succession planning, demographic characteriztics, SMEs   View
2 Title: A NEED FOR INVESTIGATING ORGANIZATIONAL CLIMATE AND ITS IMPACT ON THE PERFORMANCE.pdf
Author: BAHAMAN  ABU SAMAH
Abstract: Abstract The role of agricultural extension in the development of agriculture throughout the world is very significant. It has remained one of the prime movers in the development of agriculture and invariably in the rural development. This paper reviewed some literature in organizational climate and its impact on the performance of agricultural extension workers in Iraq. The paper introduces some basic concepts underlying the meaning of agricultural extension, organizational climate and performance. The motivations and attentions are given to organizational climate to show through the relationship between the organizational climate and the other organizational changes, especially in the area of interaction between the individual and the regulatory environment which is determined by two basic axes. First axis is the individual’s characteriztics associated to a large extent to his knowledge system and his educational and cultural experiences. The second axis represents the internal work environment which describes the distinctive features of the organization. This paper distinguishes some characteriztics which are organizational structure, communication system, and the nature of the work, leadership style, decision-making styles, colleagues of work, and the nature and physical of working environment. Keywords: Organizational climate, Leadership styles, Job satisfaction, performance, Organization, Agricultural Extension Workers.   View
3 Title: A THEORETICAL ANALYSIS OF AUTOMATED TELLER MACHINE (ATM) SYSTEM ON CUSTOMER SATISFACTION IN THE BANKING INDUSTRY THE CASE STUDY OF HFC BANK.pdf
Author: EVANS BRAKO NTIAMOAH
Abstract: Abstract The study sought to identify the impact of Automated Teller Machine System (ATM) on customer satisfaction in the banking industry, the case of HFC Bank, Koforidua branch. The study adopted both qualitative (case study) and quantitative methods respectively. HFC bank was selected to gather data, which was acquired from answers obtained from our administered questionnaires. The population of the survey constituted the management and non-management staff and customers of HFC Bank. The data gathered for the study were analyzed using correlation. Results of the study showed that there are high positive correlation between the constructs of Automated Teller Machine System (ATM), customer satisfaction and banking activities. The findings revealed that a higher percentage of the respondents admit that, the ATM has solved the problem of long queues at the banking hall whiles a few percentage of respondents disagreed. They argued that the maximum amount one can withdraw with the card is not enough. Due to this, the need for joining long queues has emerged again. In conclusion, the researchers confirmed that the introduction of Automated Teller Machine (ATM) has increased the level of customer satisfaction, although there are some problems which need to be addressed by management. Recommendations were given that, management should increase the maximum amount one can withdraw with the card from GH₵ 500 to GH₵ 1,000. Again, management should educate their customers on the use of the ATM in order to avoid difficulties in the usage of the ATM. Finally, another ATMs can be installed, to ease congestion at the banking hall, thus increase the level of customer satisfaction. Keywords: Automated Teller Machine (ATM), customer satisfaction and banking activities and Ghanaian banking industry. View
4 Title: THE DETERMINANTS OF LEVERAGE OF THE LISTED-TEXTILE COMPANIES IN INDIA.pdf
Author: LIAQAT ALI
Abstract: Abstract This study examines the determinants of leverage of Indian textile firms using panel data analysis. The sample of the study covers 170 Indian textile companies listed on the Bombay Stock Exchange covering the period from 2006 to 2010. Fixed effects regression model was used for the analysis of penal data of sample companies. Firm size, growth in total assets, non-debt tax shields, profitability and asset tangibility are used as explanatory variables, while leverage ratio is the dependent variable in the model. The results show that the variables of size, non-debt tax shields, and tangibility have highly significant positive relationship with the leverage ratio (p<0.01), while on the contrary, growth and profitability have highly significant negative relationship with debt ratio (p<0.01). The results are generally consistent with theoretical predictions as well as previous research papers. This paper adds to the existing literature on the relationship between the firm specific factors and leverage Keywords: leverage, capital structure, firm-specific factors, textile industry, penal data View
5 Title: ENCOURAGING WORKERS’ CIVIC VIRTUE BEHAVIOR THROUGH MANAGEMENT COMPETENCE IN OIL AND GAS SECTOR IN NIGERIA.pdf
Author: ETHEL CHINYE GODSWILL – CHINYERE and PROF. B. CHIMA ONUOHA
Abstract: Abstract This study is aimed at an empirical investigation of the relationship between management competence and civic virtue behavior in oil and gas companies in Rivers State, Nigeria. A sample of 330 employees were selected among the selected oil and gas companies in Nigeria using a simple random sampling method. Data was analyzed using both qualitative and quantitative research methods and structural equation modelling (SEM). Findings showed that competence has positive impact change in altruistic behavior of employees in the oil and gas sector. The study concluded that management competence has positive influence on behavior of oil and gas companies in Rivers State, Nigeria. Among the recommendations are: Oil and gas companies in Rivers State should ensure and improve competence by advancing the technical skills and knowledge base of their employees. This can be achieved through constant training and retraining programs for employees in their areas of specialties. Keywords: Management Competence, Civic Virtue  Behavior View
6 Title: WORKING CAPITAL MANAGEMENT AND FINANCIAL PERFORMANCE OF COMMERCIAL BANK IN NIGERIA.pdf
Author: AKHANOBA .S.
Abstract: Abstract Working capital is regarded as the lifeblood and nerve of a business concern, it is therefore essential to accommodate the smooth operations of any organization, but Studies in working capital management have provided inconclusive results. The objective of this study is to examine the effect of working capital management of Commercial Banks in Nigeria. The study covers the period of six years 2007 to 2013. Data for the study were extracted from the firms’ annual reports and accounts. After running the OLS regression, a robustness test was conducted for validity of statistical inferences, the data was empirically tested between the regressors and the regressed, A multiple regression was employed to test the model of the study using OLS. The results from the analysis revealed a strong positive relationship between current ratio and quick ratio and ROA of Listed Commercial Banks in Nigeria, while cash ratio was found to be inversely but significantly related to ROA of Listed Commercial Banks in Nigeria. In line with the above findings, the study recommended that the management should put more attention on their liquidity in order to maintain an adequate liquidity as the study has empirically proved that higher liquidity signifies more profitability, the listed Commercial Banks in Nigeria should try and maintain a higher quick ratio as it will have a positive impact on their profitability. Finally, the management should reduce the amount held in cash as current asset and concentrate more in investing them, so that it could yield higher return rather than tie down the idle cash. Keywords: Current ratio, Quick ratio, Cash ratio, Firm size, Return on Asset and Trade-off theory View
7 Title: AN INSIGHT INTO THE VISION OF CHARISMATIC-LEADERSHIP EVIDENCE FROM RECENT ADMINISTRATIVE CHANGE IN WEST BENGAL PROVINCE OF INDIA.pdf
Author: ISHITA ADITYA RAY
Abstract: Abstract Leadership is always fascinating subject in any current job. The charismatic leader is perhaps the most exciting as his/her leadership abilities are often attributed to strong character, feats of great strength and heroism or divine guidance. Charismatic Leaders are often thought of as heroes that are able to use their personal allure to lead others. In view of this, the article attempts to enquire into the vision of charismatic leadership process in the context of ascent of a great charismatic leader, Miss Mamata Banerjee, the present chief minister of West Bengal Province of India, who alone with her charisma brings about administrative change in the West Bengal Province of India removing 34 years leftist regime.By maintaining her humility and setting an example of integrity, honesty and peaceful civil disobedience, Mamata Banerjee, the great believer of Gandhian philosophy and a firebrand orator, was able to achieve West Bengal’s administrative power. History has numerous examples of charismatic leaders who produce both negative and positive results. But, Mamata Banerjee, following the path of Mahatma Gandhi, used her charisma to inspire her people to protest nonviolently. Mamata Banerjee fasted to show self-sacrifice and commitment to her beliefs. Her charismatic leadership helped her gain followers and enough attention to aid in peacefully ending red citadel of CPIM led Leftist govt. from West Bengal province of India. Key words: Leadership, charisma, followers, India View
8 Title: QUALITY OF WORK LIFE AND EMPLOYEE COMMITMENT IN NIGERIAN NATIONAL PETROLEUM CORPORATION (NNPC) MEGA FILLING STATIONS NIGERIA.pdf
Author: MAXWELL NWINYE, PhD.
Abstract:  Abstract This study examined Quality of work life and employee commitment in Nigerian National Petroleum Corporation (NNPC) Mega Filling Stations, Nigeria. Three selected measures of Quality of work life (QWL) were exploited in pursuant to their influence on employee commitment. The measures of Quality of work life include job security, healthy and safe work environment and working conditions. The researcher formulated three specific objectives, namely to: Examine the extent of relationship between job security and employee commitment in Nigerian National Petroleum Corporation Mega Filling Stations, Nigeria, Investigate the extent of relationship between healthy and safe work environment and employee commitment in Nigerian National Petroleum Corporation Mega Filling Stations, Nigeria and Determine the extent of relationship between working conditions and employee commitment in Nigerian National Petroleum Corporation Mega Filling Stations, Nigeria. The study also employed three research questions and three hypotheses. Despite the strategic human resource policies that exist in some oil corporations many workers express low commitment through the influence of obsolete fuel pumps, job insecurity and inadequate working conditions. A survey design was adapted and population of the study consists of 650 employees accessible in thirty six Nigerian National Petroleum Corporation (NNPC) Mega Filling Stations in Nigeria. The researcher determined the population through random sampling technique and the sample size was estimated at 248 which was formulated by Taro Yamane’s formula. In this study, the researcher designed questionnaire through primary and secondary sources. Two hundred and twenty (220) copies of questionnaire were distributed. Descriptive statistics was used in analyzing the data while Spearman’s Rank Correlation Coefficient was used in testing hypotheses. The findings revealed a positive significant relationship between the three measures of Quality of work life and employee commitment. However, the impact of each of the Quality of work life measures on the level of commitment among employees varies. The researcher therefore, concluded that Quality of work life predicts employee commitment and recommended that organizations should ensure that employees are guarantee with job security to enable them exercise commitment and retention. View
9 Title: COLLABORATIVE STRATEGIC READING (CSR) WITHIN COGNITIVE AND METACOGNITIVE STRATEGIES PERSPECTIVES.pdf
Author: MOHAMAD JAFRE ZAINOL
Abstract: Abstract The main purpose of this paper is to discuss the Philosophical concept of Collaborative Strategic Reading (CSR), in regard with its rationale and operational  context of  teaching reading. It  also discusses a  number  of researches that have been done in the area of this field. It will also look at the significance usage of CSR   as a prominent  strategy in teaching reading based on conceptual and theoretical frameworks  of cognitive   and metacognitive theories, which have been proven by reading researchers in L1, ESL and EFL teaching contexts. Hopefully, this basic research provides clear description about CSR within the cognitive and metacognitive theories point of view. Key Words: CSR, Cognitive, Metacognitive View
10 Title: CALL CENTER OUTSOURCING COMPARATIVE ASSESSMENT OF GHANA’S READINESS AS A PROVIDER.pdf
Author: NANA YAW OPPONG
Abstract: Abstract Many multinational companies are moving their back offices to developing countries where costs (especially labour) is low. The government of Ghana has therefore taken the initiative, through the Ghana Investment Promotions Center (GIPC) and the Ghana Free Zones Board (GFZB), to develop the business process outsourcing (BPO) business including call centers. This paper assesses the readiness of Ghana as a competitive call center outsourcing provider on the global market. Data is largely from primary sources and through questionnaire administration. Data relating to 23 call center outsourcing provider-companies in Ghana, India, USA and UK were analysed. Most of the factors relating to Ghana were weighed against those of India, the most renowned call center service provider-nation in the world. Outcome of the analysis together with economic indicators were then used to evaluate the strengths, weaknesses, opportunities and threats (SWOT) of the Ghanaian call center industry. The results show that in spite of favourable factors such as lower cost of labour, English language proficiency, and political stability, Ghana seems less capable of offering strong competition in the call center outsourcing market if its telecommunication infrastructure, especially voice over internet protocol (VoIP); contracting strategies; and human skills are not upgraded.                                      Keywords: Call center, Ghana, India, outsourcing, SWOT matrix View
11 Title: EARNING MANAGEMENT AND DIVIDEND POLICY EMPIRICAL EVIDENCE FROM PAKISTANI LISTED COMPANIES.pdf
Author: JAHANZAIB HAIDER, AKBAR ALI and TAHIRA SADIQ
Abstract: Abstract The study is an effort to find out the impact of earning management on dividend policy in Pakistan. A set of listed companies from Karachi stock exchange (KSE) 100 indexes have been  investigated to analyze the relationship from the year 2005 to 2009 in Pakistan. Dividend policy has been measured by dividend payout whereas earning management has been quantified by discretionary accruals and discretionary accrual is used as a proxy to determine earning management. Modified cross sectional model (1995) has been used to measure discretionary accruals. Regression analysis shows that earning management has impact on  dividend  policy that rejects our null hypothesis.  But coefficient shows that the relationship is so weak that is near to no relationship. Reason behind this no impact is economic decline period, because earning management changes every year. In the decline period our earning management was increase and the companies starts downsizing divided payment. Key words: Dividend Policy, Earning Management, Karachi Stock Exchange. View

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